Start growing your emergency fund in case you find yourself unable to work in the future.
Tip #5 - Pay Yourself First
Out of sight, out of mind. Set up a direct deposit or automatically transfer money into a separate savings account every time you get paid!
Tip #6 - Review Your Debt
Debt comes with many different terms. Review and determine which is costing you the most and is the most important to pay off first
Tip #7 - Understand 50-30-20 Rule
Take a look at where your after-tax income is going. 50% should go to needs, 30% should go to wants, and 20% should go to savings and paying off debt.
Tip #8 - Check Your Interest Rates
Get a handle on the interest rates in all of your accounts (including any debt). Don't throw away money just because you don't want to take the time to move on from the account where you're earning 0.01%
Tip #9 - Savings is a Long Journey
It doesn't matter how much you can save, just that you start saving. It's a long journey and every little bit counts!
Tip #10 - Share Your Tips With Friends!
Everyone wins when good news and useful tips are shared. Don't keep it to yourself!
Tip #11 - Set Goals
Setting short-, medium-, and long-term goals are important to keeping a successful savings plan on track!
Tip #12 - Know Your Credit Score
Your credit score gives financial services companies an idea of how "credit worthy" you are. Scores range from 300 to 850.
Tip #13 - Review Your Credit Report
Your credit report is more than just your score. Review your credit report for obvious errors (how many cars do you have, for example?) to keep your score accurate!
Tip #14 - Clean Up Your Credit Report
After reviewing your credit report, take the extra step and clean up any errors that you find! Your score will thank you!
Tip #15 - Maximize Any Matching
Take advantage of all matching opportunities and do not leave any free money on the table!
Tip #16 - Balance Your Wants and Needs
It can be tough figuring out what's necessary vs. what's nice to have. Keep your wants and needs in balance as much as you can!
Tip #17 - Get A Financial Checkup
Give yourself a financial checkup to make sure your financial life is ok!