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Compare Our Rates

Our Annual Percentage Yield (APY) is accurate as of 3/12/2019. Estimated earnings for other banks are provided by mybanktracker.com and are accurate as of 3/12/2019. The rate for our account  at 2.20% APY is 22x the national average, based on the national average of savings account rates published in the FDIC Weekly National Rates and Rate Caps, accurate as of 3/8/2019.

The Financial Life Difference

Daily Compounding
You work hard every day for your money - shouldn't it do the same for you?

Bank Insured
Sleep better knowing that your money is held at an FDIC-insured bank.

No Minimums or Fees
Open an account with as little or as much as you like. Either way you'll never pay any fees.

Earn with Friends
We are all better when we work together. Refer friends and earn a higher rate for yourself!

Calculate your Rate Boost Rewards

Saving money is hard.

• Rates are low.
• Decent rates require that money be locked up in CDs.
• Cash-back rewards people for spending money - not saving.

It's time for something different.

Introducing Financial Life.

We're a FinTech startup that's changing how you save money.

Our FDIC-insured accounts start at 2.20% APY (that's 22x the national savings rate!)

Then you have the ability to earn up to 6% APY just by telling your friends about us, developing solid savings habits, and increasing your overall financial literacy.

America is currently in the midst of a savings crisis and, if things stay the same, the average American will not be able to retire. Let's change that together.

Sign up. Tell your friends. Develop great habits together.

Our Mission



Be incentivized to start saving money



Increase your overall financial literacy



Take control of your financial life

Want to learn more?